Flexible Business Line of Credit & Short-Term Loans

Funding Solutions Built for What’s Next

Flexible financing options designed to help you manage cash flow, take on new opportunities, and keep your business moving forward.

Whether you need a Business Line of Credit, Term Loan, Working Capital, or Debt Consolidation, we’ll help you explore funding options that fit your business needs.

Business Line of Credit

Access up to $250,000 in revolving business credit. Draw only what you need and pay interest only on the amount you use.

✓ Revolving access to funds
✓ Monthly payments
✓ No draw fees
✓ No prepayment penalty

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Term Loans

Get up to $1,000,000 in business financing for expansion, equipment, working capital, or other major business needs.

✓ Flexible funding amounts
✓ Weekly or monthly payment options
✓ Fast application process
✓ Soft Credit Pull

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Working Capital

Get the working capital your business needs to cover everyday expenses, inventory, payroll, marketing, repairs, or unexpected opportunities.

✓ Fast access to capital
✓ Funding designed around your business
✓ Multiple financing solutions available

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Loan Consolidation

Simplify your business debt with a financing solution designed to help consolidate multiple payments into one.

✓ Combine multiple business obligations
✓ Simplify your monthly cash flow
✓ Reduce payment complexity
✓ Free up cash flow for your business

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Equipment Financing

✓ New or used equipment
✓ Preserve business cash flow
✓ Flexible financing options
✓ Funding for business expansion

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Invoice Factoring

Turn outstanding invoices into working capital and improve your business cash flow.

✓ Access cash from eligible invoices
✓ Improve cash flow
✓ Reduce payment waiting time
✓ Flexible financing options

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SBA Loans

Access financing to help your business grow, expand, purchase equipment, or manage cash flow. S & H Consultants connects small businesses with lenders offering SBA loan options tailored to their needs.

✓ Competitive rates for qualified borrowers
✓ Flexible repayment terms
✓ Funding for working capital and expansion

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Home Equity Line of Credit (HELOC)

A Home Equity Line of Credit (HELOC) allows eligible homeowners to access their home equity through a revolving line of credit. Use the funds for business expansion, working capital, major expenses, and more.

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